Future Value Tables

The purpose of the future value tables is to make it possible to carry out future value calculations without the use of a financial calculator.

They provide the value at the end of period n of 1 received now at a discount rate of i%.

The future value formula is:

FV = PV x (1 + i)n

Future value tables are used to provide a solution for the part of the future value formula shown in red, this is sometimes referred to as the future value factor.

FV = PV x Future value factor

Future Value Tables Example

What is the future value of 5,000 received today in 12 years time, if the discount rate is 6%?

PV = 5,000
n = 12
i = 6%
FV = PV x(1 + i)n
FV = 5,000 x (1 + 6%)12
FV = 5,000 x Future value factor for n = 12, i = 6%
FV = 5,000 x 2.0122
FV = 10,061

The future value factor of 2.0122, is found using the tables by looking along the row for n = 12, until reaching the column for i = 6%, as shown in the preview below.

future value tables
Future Value Tables Preview

Future Value Tables Download

The future value tables are available for download in PDF format by following the link below.

Future value tables are one of many time value of money tables, discover another at the links below.

Notes and major health warnings
Users use these future value tables at their own risk. We make no warranty or representation as to its accuracy and we are covered by the terms of our legal disclaimer, which you are deemed to have read. This is an example of a future value factor table that you might use when considering how to calculate future values. It is purely illustrative of a future value of 1 table. This is not intended to reflect general standards or targets for any particular business, company or sector. If you do spot a mistake in these time value of money tables, please let us know and we will try to fix it.
Future Value Tables November 6th, 2016Team

You May Also Like

Related pages

accounting objectivity principle200 db depreciation calculatoractivity ratios measureaccounts receivable ledger examplehow to calculate margin vs markuppaid salaries to employees journal entrycost of ending inventory formulabasic bookkeeping tutorialwhat is cash voucher in accountingdays receivables formulafob in accountingexplain debtorscompute gross margindouble entry bookkeeping excelis petty cash an assethow to figure out a lease paymentfifo equationjournal entry for doubtful debtsissuance of common stockhire purchase journal entriesapplied factory overheadjournal voucher entrieshow to calculate roce ratiomanufacturing overhead rate formulaunearned revenue accountingcalculate future value formulacalculation of operating leveragethe accounts receivable ledgerinventory and cost of goods sold journal entryaccrued revenue in balance sheethow to calculate ending retained earningsdepreciation excelbookkeeping templates pdfexcel formula for growthwhat are closing entrieswriting off bad debt journal entryprepare a correct bank reconciliationwhich journal would adjusting entries be foundcalculating margin in excelperpetual system of inventoryjournalizing entries examplesaccounting general journal templatefuture value of perpetuity formulacalculation of profitability indexexamples of capital employedsales margin formula excelpresent value of annuitiesaccounts receivable sampledisposal of fixed assets definitioncalculating npv on excelcost of finished goods manufactured formulatreatment of prepaid expensespayment terms examples invoicestimes interest earned ratio calculationsmall business accounting excel templateequation rearranger onlinebasic spreadsheet templateis unearned revenue a credit or debitending inventory definitionroa ratio formulatrial balance questions and answerscapital gearing ratiounpresented cheques in bank reconciliationadjusting entry examplequick ration formulaprepaid rent assetcash denomination sheetfree printable ledger sheetsretained earnings accounting entrycalculating fv in excelsmall business bookkeeping template excelreverse stock split exampleannual depreciation rate calculatorbank reconciliation entriesobsolete inventory write offfv annuity formuladouble declining calculatorexcel chart of accounts templateincreasing annuityexcel calculate loan balance