Future Value Tables

The purpose of the future value tables is to make it possible to carry out future value calculations without the use of a financial calculator.

They provide the value at the end of period n of 1 received now at a discount rate of i%.

The future value formula is:

FV = PV x (1 + i)n

Future value tables are used to provide a solution for the part of the future value formula shown in red, this is sometimes referred to as the future value factor.

FV = PV x Future value factor

Future Value Tables Example

What is the future value of 5,000 received today in 12 years time, if the discount rate is 6%?

PV = 5,000
n = 12
i = 6%
FV = PV x(1 + i)n
FV = 5,000 x (1 + 6%)12
FV = 5,000 x Future value factor for n = 12, i = 6%
FV = 5,000 x 2.0122
FV = 10,061

The future value factor of 2.0122, is found using the tables by looking along the row for n = 12, until reaching the column for i = 6%, as shown in the preview below.

future value tables
Future Value Tables Preview

Future Value Tables Download

The future value tables are available for download in PDF format by following the link below.

Future value tables are one of many time value of money tables, discover another at the links below.

Notes and major health warnings
Users use these future value tables at their own risk. We make no warranty or representation as to its accuracy and we are covered by the terms of our legal disclaimer, which you are deemed to have read. This is an example of a future value factor table that you might use when considering how to calculate future values. It is purely illustrative of a future value of 1 table. This is not intended to reflect general standards or targets for any particular business, company or sector. If you do spot a mistake in these time value of money tables, please let us know and we will try to fix it.
Future Value Tables November 6th, 2016Team

You May Also Like


Related pages


general ledger excelprice volume varianceageing receivablespv of annuity due tabledeferred billing definitioncontra accounts receivablebond sinking fund journal entryjournal entry to accrue interestcredit memo accounting entryaccruals and prepayments t accountsdirect labor cost variance formulastandard costing examplesunk cost in accountingreorder level calculation formuladebtors turnover ratio definitionexcel spreadsheet for bookkeepingaccounts receivable process flow diagramfuture value of annuity formulahow to calculate closing stock without gross profitwhat is an annuity duedepreciation methods reducing balancewhat is the accounting cycle stepsprepaid rental incomepayment terms examples invoicesaverage accounting return calculatordebit credit journal entriesgearing ratio analysisformula growing annuityaccount receivables factoringhow to calculate variable overhead rateperpetual and periodic inventory systems examplesprepaid expense journal entrycapital lease journal entriesfixed asset register excel templatecontribution margin meaningledger card templatestraight line amortization calculatorinventory accounting basicsbookkeeping in excelcushions definitionwhat does debtors mean on a balance sheetdividend growth model excelcalculating turnover ratiouneven cash flow calculatorprepaid expenses current assetsuspense account in trial balancecoupon bond calculatorwhat is the difference between adjusting entries and correcting entriesrevaluation reserve journal entrysales returns and allowances closing entrypetty cash imprest system templatetotal asset turnover ratio interpretationnpv of annuity formulanormal balance for assetsaccount receivable turnover days formulagross profit method of estimating inventoryfreight prepaid definitionprepayment accounting entryadjusting entry in accountinghow to calculate days receivable ratiodupont analysis chartcalculating lease payments in excelfixed asset turnover ratiosroe dupont formuladirect labor cost variancewhat is nper in financehow to calculate variable expenses per unittimes interest earned calculatorbalance sheet stockholders equity examplefv growing annuitydouble entry bookkeeping practice questionsmark up vs marginhow to book accrued expensespresent value of perpetual annuity