Future Value Tables

The purpose of the future value tables is to make it possible to carry out future value calculations without the use of a financial calculator.

They provide the value at the end of period n of 1 received now at a discount rate of i%.

The future value formula is:

FV = PV x (1 + i)n

Future value tables are used to provide a solution for the part of the future value formula shown in red, this is sometimes referred to as the future value factor.

FV = PV x Future value factor

Future Value Tables Example

What is the future value of 5,000 received today in 12 years time, if the discount rate is 6%?

PV = 5,000
n = 12
i = 6%
FV = PV x(1 + i)n
FV = 5,000 x (1 + 6%)12
FV = 5,000 x Future value factor for n = 12, i = 6%
FV = 5,000 x 2.0122
FV = 10,061

The future value factor of 2.0122, is found using the tables by looking along the row for n = 12, until reaching the column for i = 6%, as shown in the preview below.

future value tables
Future Value Tables Preview

Future Value Tables Download

The future value tables are available for download in PDF format by following the link below.

Future value tables are one of many time value of money tables, discover another at the links below.

Notes and major health warnings
Users use these future value tables at their own risk. We make no warranty or representation as to its accuracy and we are covered by the terms of our legal disclaimer, which you are deemed to have read. This is an example of a future value factor table that you might use when considering how to calculate future values. It is purely illustrative of a future value of 1 table. This is not intended to reflect general standards or targets for any particular business, company or sector. If you do spot a mistake in these time value of money tables, please let us know and we will try to fix it.
Future Value Tables November 6th, 2016Team

You May Also Like


Related pages


present value of an annuity due formularetained profit formulapmt accountingdays sales in receivables ratio formulanon interest bearing long term liabilitiesformula for total fixed costunrealized loss journal entrydaily timesheet template exceltvm formulaamortization table exampleloan write off accounting treatmentdouble declining depreciation tablecalculate interest rate excelaccounts receivable excel templatepva calculatorexample of chart of accounts in general ledgerthe accounting equation explaineddebit and credit in balance sheetaccrued wages payabletreatment of under and over absorption of overheadsratio gearingpurchases returns and allowanceshow to prepare a contribution margin income statementaccumulated depreciation entrydebt to equity ratio equationsingle entry bookkeeping definitionpmt excelaccrual spreadsheetfob on invoicestock option journal entrieswhat does fob in shipping meanhow to calculate the npv in exceltotal monthly fixed manufacturing costexample of petty cash fundquick assets divided by current liabilities is thenetcredirsample accounting worksheetwhat is the fundamental accounting equationvaluing zero coupon bondswhat is interest suspense accountformula for depreciation straight line methodwhat is ending inventoryrecording payroll journal entriesinstallment loan examplepercentage completion methodhow to calculate eirfuture value of an annuity due calculatordepreciation calcjournal entry of bills receivablefob freight definitiondebit vs credit in accountingwhat is the normal balance of salesperiodic fifostatement reconciliation templatewhat is nper in excelunder a perpetual inventory systemformula to calculate inventory turnover ratiofix asset turnoverpresent value of lump sum tableformula paybackfuture value of perpetuitycontra entry accounting definitionaccounts payable salary ukfinancial ratio calculator excelvertical profit and loss account format in excelaccount receivable turnover rateaccounts payable exam questionsimportance of petty cash bookwhat is unearned income in accountingunearned sales revenue balance sheetsales ledger meaningthe allowance for doubtful accountsaccounting xls templatessundry accounts meaningexamples of equity accountscvp income statementbookkeeping double entryformula rocejournal entry for accrued revenue