Present Value Tables

The purpose of the present value tables is to make it possible to carry out present value calculations without the use of a financial calculator.

They provide the value now of 1 received at the end of period n at a discount rate of i%.

The present value formula is:

PV = FV / (1 + i)n

This can be re written as:

PV = FV x 1 / (1 + i)n

Present value tables are used to provide a solution for the part of the present value formula shown in red, this is sometimes referred to as the present value factor.

PV = FV x Present value factor

Present Value Tables Example

What is the present value of 4,000 received in 14 years time if the discount rate is 8%?

FV = 4,000
n = 14
i = 8%
PV = FV /(1 + i)n
PV = 4,000 /(1 + 8%)14
PV = 4,000 x 1 / (1 + 8%)14
PV = 4,000 x Present value factor for n = 14, i = 8%
PV = 4,000 x 0.3405
PV = 1,362

The present value factor of 0.3405, is found using the tables by looking along the row for n = 14, until reaching the column for i = 8%, as shown in the preview below.

present value tables v 1.0
Present Value Tables Preview

Present Value Tables Download

The present value tables are available for download in PDF format by following the link below.

Present value tables are one of many time value of money tables, discover another at the links below.

Notes and major health warnings
Users use these present value tables at their own risk. We make no warranty or representation as to its accuracy and we are covered by the terms of our legal disclaimer, which you are deemed to have read. This is an example of a present value factor table that you might use when considering how to calculate present values. It is purely illustrative of a PV table of 1. This is not intended to reflect general standards or targets for any particular business, company or sector. If you do spot a mistake in this present value of 1 table, please let us know and we will try to fix it.
Present Value Tables November 6th, 2016Team

You May Also Like


Related pages


excel register templatecontribution margin calculation exampleamortize bonddebt turnover ratio formulaadjusting entries are recordedjournal ledger exampleinventory on hand adjusting entrywhat are consumables in accountingconvert cash calculatorf.o.b origin freight prepaidbond prices calculatordeclining balance method of depreciationdifference between account payable and notes payablegrowing annuity present valuedirect labor variancesperpetuity ba ii plusmarkup cost formulajurnal account payablestraight line depreciation exampleobsolete inventory write offaccounts receivable turnover definitionfreight prepaid and addaccounting trivia questionsmarkup and gross profitunearned revenue on a balance sheetstatement of retained earningdouble booking accountingwhere does treasury stock go on the balance sheetmeaning of imprest systemprepare a multiple step income statementstock turnover days formulabills of discountingsmall business accounting excel templateacquisition accounting journal entriescomparative common size income statementdouble entry bookkeeping examplehow to calculate selling price based on margincontrollable contributiondebits and creditsmall business accounting templates excelgoods held on consignmentoperative leverageledger entry exampleshorizontal analysis of the income statementbad debt journal entrycashier check definitionpercentage of completion method journal entrieswhat is the fundamental accounting equationsample accounts receivable reportcontinuous compoundingpayroll general journal entriesafda accountingformula for cogshow to calculate common size income statementrecording accounts receivableexamples of accrued expensecalculating depreciation using straight line methodproject profitability index calculatorwhat is folio in accountingstock turnover formulanpv perpetuity formula excelexcel pmt formula examplerecording accrued interestleverage ratio calculatorpresent value formula for annuitypetty cash receipt template freemeaning of accrued revenuerecording a capital leasedouble declining balance depreciation tablehow to calculate irr on excelbank reconciliation notes pdf